Personal > Recommended Product/All Promotions > Deposits > Special Fixed Deposit (AUD)
The Deposit period starts from May 15, 2026, until further notice

Special Fixed Deposit Australian Dollar (AUD)

Special Fixed Deposit Australian Dollar (AUD)

  1. Eligible Customers
    • For individuals aged 15 years and above.
    •  Resident: A Thai national or a foreign national who has been granted permanent residency in Thailand
    • Non-Resident: A Thai national who has taken up permanent residence abroad, or a foreign national residing or working in Thailand on a permanent basis.
  2. Account Opening and Deposit Conditions
    • Minimum initial deposit: AUD 1,000
    • Each additional deposit must be at least AUD 1,000
    • The total deposit amount must not exceed AUD 1,000,000 per customer per deposit term
    • The customer is required to maintain or open a savings account with Land and Houses Bank Public Company Limited in Thai Baht and/or the same foreign currency as the fixed deposit. The account name must be identical to the fixed deposit account holder
    • Account opening and FCD transactions are available at branches or via the LHB You Application between 8:30 AM – 4:30 PM on the Bank’s business days (excluding Bank of Thailand holidays)
    • Fees related to deposits and withdrawals of foreign currency accounts are in accordance with the Bank’s Fee Schedule (Table 5)
    • Other applicable service fees shall be charged in accordance with the Bank’s conditions and fee schedule (Table 6)
    • Foreign currency deposits are subject to exchange rate risk. Customers should carefully review and understand all conditions prior to making a decision
    • All FCD accounts must comply with applicable exchange control laws and regulations
  3. Interest Payment
    • Interest is payable at maturity and subject to withholding tax in accordance with the Revenue Department’s regulations
  4. Withdrawal of Funds
    • Withdrawal of principal must be made in full per deposit placement. Partial withdrawals are not permitted
  5. Early Withdrawal Conditions
    • For withdrawals made within less than 1 month from the deposit date, interest will be paid based on the actual holding period at the prevailing FCD savings rate announced by the Bank on the deposit date (subject to customer type), less withholding tax
    • For withdrawals made from 1 month or more but prior to maturity, interest will be paid based on the closest applicable tenor under the Bank’s standard FCD fixed deposit rates announced on the deposit date (subject to customer type), less withholding tax
    • Illustration (6-Month Special Fixed Deposit):
      • Deposits held for at least 1 month but less than 3 months: interest will be calculated at the 1-month fixed deposit rate
      • Deposits held for 3 months or more but withdrawn before maturity: interest will be calculated at the 3-month fixed deposit rate
  6. Maturity
    • Upon maturity, the deposit will not be automatically renewed. Customers are required to contact the Bank to withdraw the funds
  7. Campaign Period
    • Effective from 15 May 2026 until further notice by the Bank

Sale Sheet - FCD AUD Campaign [TH]

Announcement on 15 May 2026


Sale Sheet - FCD AUD Campaign [EN]

Announcement on 15 May 2026


Related articles