The year 2025 marks a truly remarkable milestone for Land and Houses Bank as it celebrates the 20^th anniversary. Over the past two decades, the bank has grown steadily on the foundation of prudence, credibility, and responsible business practices. Guided by good corporate governance principles and sound risk management. This is to strengthen financial system stability while creating sustainable value for all stakeholders.

        In 2025, the bank achieved commendable financial performance, with a net profit of Baht 2,655 million, or 32.07 percent growth over 2024. The result was attributable to continuing expansion in loans and its customer base and sound debt management. In addition, the bank places great importance on conducting business in a balanced manner across all dimensions economic, social, and environmental under the good governance principles, transparency, and accountability. The bank continues to develop its organization to be resilient to long-term changes, guided by the concept of “We are Family,” which is the heart of its operations to build strong and lasting relationships with customers and partners. We believe that these will serve as a key foundation for stable and sustainable growth.

        With strong support from the parent company, CTBC Bank Taiwan’s No. 1 private bank with international expertise and financial networks LH Bank can operate with stability, prudent financial services and effective management of asset quality.

        The bank has been rated at AAA by TRIS Rating and AA+ by Fitch Ratings, affirming its financial strength and effective risk management.

        We would like to extend our heartfelt gratitude to all shareholders, customers, business partners, related agencies, and all employees who have been part of our journey over the past two decades. The bank is ready to move forward into the next decade with a steadfast commitment to strengthening the stability of the financial system and fostering sustainable growth.