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CNY 6-Month Special Fixed Deposit 1.50% p.a.*

CNY Special Fixed Deposit
Related Documents

แบบฟอร์มลงทะเบียน

CNY 6-Month Special Fixed Deposit

Terms & Conditions

Eligible Customers
- For individuals aged 15 years and above.
- Resident: A Thai national or a foreign national who has been granted permanent residency in Thailand.
- Non-Resident: A Thai national who has taken up permanent residence abroad, or a foreign national residing or working in Thailand on a permanent basis.
Account Opening and Deposit Conditions
- Minimum initial deposit: CNY 1,000
- Each additional deposit must be at least CNY 1,000
- The total deposit amount must not exceed CNY 100,000 per customer per deposit term
- Customers must have, or open, a Land and Houses Bank PCL savings account in THB and/or in the same foreign currency as the fixed deposit on the date of deposit. The savings account must be under the same account holder name as the fixed deposit account.
- Account opening and foreign currency deposit transactions can be completed at bank branches or via the LHB You application between 08:30 – 16:30 on banking business days.
Interest Payment
- Interest will be paid at maturity, subject to withholding tax in accordance with the rules prescribed by the Revenue Department.
Withdrawal of Principal
- Principal must be withdrawn in full for each deposit transaction. Partial withdrawals are not permitted.
Early Withdrawal Conditions
- For deposits held for less than 1 month from the deposit date, interest will be paid based on the actual number of days held at the prevailing savings foreign currency deposit rate applicable to the customer type, less withholding tax.
- For deposits held for 1 month or longer but less than the full deposit term, interest will be paid at the prevailing normal foreign currency fixed deposit rate for the tenor closest to the actual holding period applicable to the customer type, less withholding tax.
  Examples: Special 6-Month Fixed Deposit
  - For deposits maintained for a period of at least 1 month but less than 3 months, where an early withdrawal is made prior to the maturity date, the Bank shall apply the 1‑month fixed deposit interest rate.
  - For deposits maintained for a period of at least 3 months but less than 6 months, where an early withdrawal is made prior to the maturity date, the Bank shall apply the 3‑month fixed deposit interest rate.
Maturity
- Upon the maturity of the deposit, the Bank will not perform an automatic renewal. The depositor shall contact- the Bank to withdraw the deposit.
Campaign Period
- Effective from February 17,2026 until further notice.