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ENJOY ZERO FEES International Transfer

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Terms & Conditions

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Terms & Conditions

Promotion for Outward International Remittance Services via Branch Channels for individual customers with an active account status

For Family Banking customers, both Individual Membership and Family Membership are entitled to a waiver of the THB 550 outward transfer fee for international remittances transfer to any recipient bank.
Existing customers who are not Family Banking members shall be entitled to the following fee discounts or waivers for outward international remittances:

All Recipient Banks: The outward international transfer fee is discounted from the standard THB 550 to THB 100.
CTBC Network Banks: The outward international transfer fee of THB 550 is fully waived. The list of CTBC network banks is as follows:

CTBC Network	SWIFT CODE
CTBC Taiwan	CTCBTWTP
CTBC USA	CTHCUS66
CTBC New York Branch	CTCBUS33
CTBC Canada	CTCBCA8V
CTBC China	CTCBCNSH
CTBC Hong Kong Branch	CTCBHKHH
CTBC Tokyo Branch	CTCBJPJT
Tokyo Star Bank	TSBKJPJT
CTBC Singapore Branch	CTCBSGSG
CTBC Philippines	CTCBPHMM
CTBC Indonesia	CTCBIDJA
CTBC Ho Chi Minh Branch	CTCBVNVX
CTBC New Delhi Branch	CTCBINDD

Terms and Conditions:

The promotion period is from 9 Jan 2026 – 6 Jan 2027
Existing Customers: Individuals with deposit products, life insurance, mutual funds, or loans with the bank and active account status.

Family Banking customers under the Individual Membership refer to existing individual customers of the Bank who have total Asset and/or Loan Under Management (ALUM) as required by the bank. Individual Membership is classified into 5 tiers as follows:

Individual Membership
Status	Asset and/or Loan Under Management (Conditions specified by bank*)
Elite Privilege	100 million baht and above
Elite Plus	30 million baht but less than 100 million baht
Elite	10 million baht but less than 30 million baht
Wealth Plus	2 million baht but less than 10 million baht
Wealth	0.5 million baht but less than 2 million baht

Family Banking customers under the Family Membership refer to existing individual customers of the Bank who have applied and been approved to join as members of the same family. The total family Asset and/or Loan Under Management (ALUM) as required by the bank. Family Membership is classified into 4 tiers as follows:

Family Membership
Family Status	Asset and/or Loan Under Management of Family members (Conditions specified by bank*)
Elite Privilege	100 million baht and above
Elite Plus	60 million baht but less than 100 million baht
Elite	20 million baht but less than 60 million baht
Wealth Plus	4 million baht but less than 20 million baht

*Conditions are as specified by the Bank. For more details on Family Banking membership, please visit www.lhbank.co.th or contact the Family Banking Contact Center at 02-491-1999.

Customers are entitled to the following privileges:
- 5.1 Family Banking Members: Customers with either an Individual Membership or Family Membership* shall be entitled to a full waiver of the THB 550 outward international remittance fee to any recipient bank.
- 5.2 For existing customers without Family Banking membership, outward international remittance fees for transfers to any bank are discounted from THB 550 to THB 100.
- 5.3 For existing customers without Family Banking membership, outward international remittance fees for transfers to any CTBC Network bank are waived (standardly THB 550).
This offer is limited to outward international fund transfers must be processed at a bank branch to qualify for the fee waiver/discount
Applicable to remittance amounts not exceeding THB 1,500,000 per transaction (unlimited number of transactions per day).
Fee exemptions or discounts apply only to the standard remittance fee of THB 550. Additional charges may apply in case the customer requests the receiver to receive the full amount without any fees deducted.
For outward remittance transactions directly in the currency from FCD accounts, customers must pay commission in Lieu of Exchange fee of 0.25% of the remittance amount, with a minimum of THB 1,000.
This privilege cannot be exchanged for cash or refunded in cash.
The bank reserves the right to amend, change, and/or cancel the details and conditions of this promotional campaign, whether in whole or in part, including the substitution of prizes/privileges with those of equal value as deemed appropriate. Customers will be notified in advance through the website of Land and House Bank Public Company Limited at www.lhbank.co.th or via LHB You application.

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ENJOY ZERO FEES International Transfer

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