Product Highlights
• Coverage for accidents, illness, emergencies, travel inconveniences, and personal belongings — all in one policy
• Available in Asia Plan and Worldwide Plan, with coverage up to THB 6,000,000
• Coverage for follow-up medical treatment in Thailand after returning from overseas
Coverage table
| Coverage |
For Travel in Asia |
For Worldwide Travel |
| 1. Accidental death, loss of limbs, loss of sight, or permanent total disability |
|
| - Insured aged 16-75 years old |
1,500,000 |
2,000,000 |
5,000,000 |
2,000,000 |
3,000,000 |
4,000,000 |
6,000,000 |
| - Insured under 16 years of age |
750,000 |
1,000,000 |
2,500,000 |
1,000,000 |
1,500,000 |
2,000,000 |
3,000,000 |
| 2. Overseas medical expenses (per trip), including COVID-19 coverage |
2,000,000 |
2,000,000 |
3,000,000 |
2,000,000 |
2,500,000 |
3,000,000 |
4,000,000 |
| 3. Follow-up Medical Treatment in Thailand |
|
| - Coverage for follow-up medical expenses in Thailand (within 14 days from the date of return to Thailand) |
200,000 |
200,000 |
300,000 |
200,000 |
250,000 |
300,000 |
400,000 |
- Coverage for medical expenses in Thailand in cases where no prior treatment was received overseas
(within 7 days from the date of return to Thailand) |
50,000 |
50,000 |
50,000 |
50,000 |
50,000 |
50,000 |
50,000 |
| 4. Third-Party Liability |
500,000 |
1,000,000 |
3,000,000 |
1,000,000 |
2,000,000 |
2,000,000 |
5,000,000 |
| 5. Daily hospital cash benefit for inpatient treatment (up to 10 days) |
Not Covered |
10,000 |
30,000 |
Not Covered |
20,000 |
30,000 |
30,000 |
| - Maximum per day |
Not Covered |
1,000 |
3,000 |
Not Covered |
2,000 |
3,000 |
3,000 |
| 6. Transportation expenses for overseas outpatient medical treatment (up to 2 days, per occurrence) |
Not Covered |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
| - Maximum total limit |
Not Covered |
500 |
500 |
500 |
500 |
500 |
500 |
| 7. Trip postponement or cancellation |
50,000 |
100,000 |
100,000 |
Not Covered |
200,000 |
300,000 |
500,000 |
| 8. Flight delay (reimbursement basis) for every 6 consecutive hours of delay |
Not Covered |
1,500 |
2,500 |
Not Covered |
1,500 |
4,000 |
4,000 |
| - Maximum total limit |
Not Covered |
10,000 |
40,000 |
Not Covered |
15,000 |
50,000 |
50,000 |
| 9. Missed connection (reimbursement basis) for every 6 consecutive hours of delay |
Not Covered |
1,500 |
2,500 |
Not Covered |
1,500 |
4,000 |
4,000 |
| - Maximum total limit |
Not Covered |
10,000 |
40,000 |
Not Covered |
10,000 |
50,000 |
50,000 |
| 10. Trip Curtailment – actual expenses incurred, up to the maximum amount payable per trip |
Not Covered |
50,000 |
100,000 |
Not Covered |
200,000 |
300,000 |
500,000 |
| 11. Flight delay for a continuous period of 24 hours |
5,000 |
5,000 |
10,000 |
5,000 |
5,000 |
10,000 |
10,000 |
| - Maximum total limit |
50,000 |
50,000 |
100,000 |
50,000 |
50,000 |
100,000 |
100,000 |
| 12. Loss of or damage to baggage and/or personal belongings |
|
| - Per item, per pair, or per set |
Not Covered |
1,500 |
5,000 |
Not Covered |
5,000 |
5,000 |
5,000 |
| - Actual expenses incurred, up to the maximum limit |
Not Covered |
15,000 |
50,000 |
Not Covered |
50,000 |
50,000 |
50,000 |
| 13. Baggage delay – actual expenses incurred for each 6 consecutive hours of delay |
Not Covered |
1,000 |
2,000 |
1,000 |
1,000 |
2,000 |
3,000 |
| - Maximum total limit |
Not Covered |
10,000 |
40,000 |
10,000 |
15,000 |
30,000 |
50,000 |
| 14. Loss of travel documents – actual expenses incurred, up to the maximum amount payable per trip |
Not Covered |
4,000 |
15,000 |
Not Covered |
15,000 |
15,000 |
15,000 |
| 15. Loss of money – actual expenses incurred, up to the maximum amount payable per trip |
Not Covered |
4,000 |
15,000 |
Not Covered |
15,000 |
15,000 |
15,000 |
| * Deductible: THB 1,000 (per trip) |
|
| 16. Credit card liability |
Not Covered |
Not Covered |
40,000 |
Not Covered |
Not Covered |
40,000 |
40,000 |
| * Deductible: THB 1,000 (per trip) |
|
| 17. Repatriation of mortal remains or ashes |
4,000,000 |
4,000,000 |
5,000,000 |
3,000,000 |
3,000,000 |
5,000,000 |
5,000,000 |
| 18. Emergency medical evacuation and repatriation |
4,000,000 |
4,000,000 |
5,000,000 |
3,000,000 |
3,000,000 |
5,000,000 |
5,000,000 |
| 19. Travel expenses for one person to attend to the insured (1 person) |
Not Covered |
100,000 |
300,000 |
Not Covered |
100,000 |
300,000 |
300,000 |
20. Additional travel transportation for a close relative or travelling companion (1 person)
in case the insured requires emergency evacuation |
Not Covered |
50,000 |
50,000 |
Not Covered |
50,000 |
50,000 |
50,000 |
| 21. Travel expenses for a guardian to attend to a minor |
Not Covered |
50,000 |
50,000 |
Not Covered |
50,000 |
50,000 |
50,000 |
| 22. Telephone expense reimbursement in case of emergency |
500 |
500 |
500 |
500 |
500 |
500 |
500 |
| 23. Medicine delivery service |
Not Covered |
10,000 |
10,000 |
10,000 |
10,000 |
10,000 |
10,000 |
| 24. Automatic coverage period extension |
7 days |
7 days |
7 days |
7 days |
7 days |
7 days |
7 days |
Eligibility of the Insured
1. This insurance plan is for individual coverage
2. Eligible for insured aged 6 months to 75 years.
3. The insured must reside in Thailand and travel internationally only.
4. Only one policy may be applied for per person at any one time
5. Foreign nationals must hold a valid work permit and legal authorization to stay in Thailand (e.g. Work Permit or valid visa issued by a government authority)
6. Countries covered by insurance policies for travel in Asia include Bangladesh, Bhutan, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, South Korea, Laos, Macau, Malaysia, Maldives, Mongolia, Myanmar, Nepal. (only Kathmandu city and exempt from all types of mountain climbing activities), Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Vietnam.
7. Countries not covered by global travel insurance policies include those listed as high-risk countries (Sanction Countries), including the following countries: Afghanistan, Algeria, Belarus, Cuba, Ethiopia, Iran, Iraq, Lebanon. Libya, Mali, Nicaragua, North Korea, Russia, Somalia, Sudan, Syria, Ukraine, Venezuela, Yemen, Zimbabwe, Central African Republic, Yugoslavia, Albania, Eritrea, Democratic Republic of the Congo, Ethiopia, Burundi, Pakistan, Palestine, Rwanda, Libya. , Liberia, Azerbaijan, Israel, Tajikistan, Turkmenistan, Uzbekistan, Eritrea, Angola, Haiti.
Remark Sanction Countries that if there is an update from the UN other than the countries listed, the company reserves the right to cancel the policy by refunding the full premium refunding the full premium.
