Marketing Promotion Terms and Conditions for new customers who successfully open an eligible savings account and make the required initial deposit in accordance with the Bank's specified criteria via the LHB You application or at any LH Bank branch only.

1. Promotional Benefits for New Customers.
   • 1.1 New Customer means an individual who has never held any product with the Bank (New CIF), or an individual who previously held products with the Bank but had closed all such products as of 31 December 2025. Joint accounts are not eligible for this promotion. The customer must maintain the account in good standing and fully comply with the Bank's account opening requirements, including making the required initial deposit in accordance with the Bank's prescribed criteria, to qualify for the promotion, as follows:
     Condition: 
     • ​New customers who open an eligible savings account* via the LHB You application or at any Land and Houses Bank Public Company Limited branch between 1 October 2026 to 31 December 2026, are required to make a minimum initial deposit of THB 2,000. The initial deposit transaction must be successfully completed on the same date as the account opening. 
     • *Eligible Savings Accounts
       The eligible savings accounts under this promotion are as follows:
       • Savings Account / Digital Savings Account
       • B You Pay Savings Account
       • B You Max Savings Account
       • B You Wealth Savings Account
       • B You Rich Savings Account
       • B You Care Life Protection Savings Account
       • Life Protection Savings Account 1
       • Non-Fixed Deposit Account 
   • 1.2 Eligible customers will receive an E-Voucher valued at THB 200. The benefit is limited to one (1) E-Voucher per customer throughout the promotion period.
   • 1.3 The Bank reserves the right to provide the promotional benefit only to customers who have fully satisfied all eligibility requirements and complied with all terms and conditions prescribed by the Bank.
2. Promotion Period: 1 October 2026 to 31 December 2026.
3. E-Voucher Redemption Period.
   • 3.1 Customers who have successfully completed all account opening requirements and made a minimum initial deposit of THB 2,000 (the initial deposit must be successfully completed on the account opening date only) in accordance with the Bank's prescribed criteria may redeem the E-Voucher via the Rewards menu on the LHB You application on the next business day, excluding Saturdays, Sundays, and Bank holidays. 
   • 3.2 Customers who open an account at a participating branch, and who have successfully completed all opening requirement and made an minimum initial deposit of at least THB 2,000 (the initial deposit must be successfully completed on the account opening date only) in accordance with the Bank's, may redeem Big C E-voucher via the Reward menu on the LHB You application on the next business day, excluding Saturdays, Sundays, and Bank holidays. The participating branches are:
     • Land and Houses Bank, Big C Bangna Branch, 1st Floor
     • Land and Houses Bank, Big C Hang Dong Branch, 1st Floor
     • Land and Houses Bank, Big C Hat Yai 2 Branch, 1st Floor
     • Land and Houses Bank, Big C On Nut Branch, 3rd Floor
   • 3.3 E-voucher redemption period
     • For accounts successfully opened with all conditions fully met from 1 October – 30 November 2026, customers must redeem the E-voucher by 31 December 2026.
     • For accounts successfully opened with all conditions fully met from 1 – 31 December 2026, customers must redeem the E-voucher by 31 January 2027.
     • If the customer does not redeem the entitlement within the specified period, the Bank will deem that the customer has waived the entitlement, and no compensation or exchange for other benefits can be requested.
4. Customers must redeem the E-voucher via the "Reward" menu on the LHB You application within the specified promotion period. Failure to do so within the specified period shall be deemed a forfeiture of the entitlement.
5. The E-Voucher must redeem only through the Rewards menu on the LHB You application. No other redemption channels will be accepted. Customers' mobile devices must support Google Chrome version 113.0 or later, or other browsers based on the Chrome browser with an equivalent or later version. Alternatively, customers must use devices running iOS version 14 or later or Android version 10 or later.
6. Minimum Initial Deposit Requirements for Eligible Savings Accounts.
   • 6.1 Savings Account – minimum initial deposit of THB 500; Digital Savings Account – no minimum initial deposit required
   • 6.2 B You Pay Savings Account – no minimum initial deposit required.
   • 6.3 B You Max Savings Account – minimum initial deposit of THB 500.
   • 6.4 B You Wealth Savings Account – minimum initial deposit of THB 500.
   • 6.5 B You Rich Savings Account – minimum initial deposit of THB 500.
   • 6.6 B You Care Life Protection Savings Account – minimum initial deposit of THB 500.
   • 6.7 Life Protection Savings Account 1 – minimum initial deposit of THB 1,000.
   • 6.8 Non-Fixed Deposit Account – minimum initial deposit of THB 500.
7. Annual Percentage Rate (APR)
   • The THB 200 E-Voucher is equivalent to an annual interest rate (APR) of 10% per annum, calculated based on a deposit amount of THB 2,000 maintained for a period of one (1) year. 
8. Customers who receive the promotional benefit under this campaign shall not be eligible to participate in any other new customer promotions offered by the Bank during the same promotion period.
9. The promotional benefit cannot be changed or cancelled once granted. The Bank reserves the right not to reinstate the benefit under any circumstances.
10. The promotional benefit is non-transferable and cannot be exchanged for cash, other rewards, or any other benefits under any circumstances. 
11. The Bank reserves the right to amend, modify, suspend, or cancel this promotion and/or any of its terms and conditions, in whole or in part, including substituting the reward or benefit with another of equivalent value. Any such changes will be announced in advance, as appropriate, via the Bank's website and the LHB You application.
12. Interest rates, requirements, conditions, and applicable periods shall be subject to the Bank's prevailing policies. The Bank will exercise its discretion reasonably and fairly, taking customers' interests into consideration. The Bank's decision shall be final.
13. For further information, please visit www.lhbank.co.th or contact the LH Bank Call Center at 1327.