Personal > Family Banking > Free Global Transfer Fees

Campaign period : 9 Jan 2026 – 6 Jan 2027

International Money Transfer with zero transfer fee worldwide
 
Product Highlights
 

Terms & Conditions

 
Promotion for Outward International Remittance Services via Branch Channels for individual customers with an active account status
  • For Family Banking customers, both Individual Membership and Family Membership are entitled to a waiver of the THB 550 outward transfer fee for international remittances. This exemption applies to transactions where funds are deducted from a B You Pay savings account to any recipient bank.
  • For Family Banking customers, both Individual Membership and Family Membership are entitled to a waiver of the THB 550 outward transfer fee for international remittances. This exemption applies to transactions where funds are deducted from a B You Pay savings account to any recipient bank.
    • All Recipient Banks: The outward international transfer fee is discounted from the standard THB 550 to THB 100.
    • CTBC Network Banks: The outward international transfer fee of THB 550 is fully waived. The list of CTBC network banks is as follows:
    CTBC Network SWIFT CODE
    CTBC Taiwan CTCBTWTP
    CTBC USA CTHCUS66
    CTBC New York Branch CTCBUS33
    CTBC Canada CTCBCA8V
    CTBC China CTCBCNSH
    CTBC Hong Kong Branch CTCBHKHH
    CTBC Tokyo Branch CTCBJPJT
    Tokyo Star Bank TSBKJPJT
    CTBC Singapore Branch CTCBSGSG
    CTBC Philippines CTCBPHMM
    CTBC Indonesia CTCBIDJA
    CTBC Ho Chi Minh Branch CTCBVNVX
    CTBC New Delhi Branch CTCBINDD
Terms and Conditions:
  1. The promotion period is from 9 Jan 2026 – 6 Jan 2027
  2. Existing Customers: Individuals with deposit products, life insurance, mutual funds, or loans with the bank and active account status.
  3. Family Banking customers under the Individual Membership refer to existing individual customers of the Bank who have total Asset and/or Loan Under Management (ALUM) as required by the bank. Individual Membership is classified into 5 tiers as follows:
    Individual Membership
    Status Asset and/or Loan Under Management
    (Conditions specified by bank*)
    Elite Privilege 100 million baht and above
    Elite Plus 30 million baht but less than 100 million baht
    Elite 10 million baht but less than 30 million baht
    Wealth Plus 2 million baht but less than 10 million baht
    Wealth 0.5 million baht but less than 2 million baht
  4. Family Banking customers under the Family Membership refer to existing individual customers of the Bank who have applied and been approved to join as members of the same family. The total family Asset and/or Loan Under Management (ALUM) as required by the bank. Family Membership is classified into 4 tiers as follows:
    Family Membership
    Family Status Asset and/or Loan Under Management of Family members
    (Conditions specified by bank*)
    Elite Privilege 100 million baht and above
    Elite Plus 60 million baht but less than 100 million baht
    Elite 20 million baht but less than 60 million baht
    Wealth Plus 4 million baht but less than 20 million baht

    *Conditions are as specified by the Bank. For more details on Family Banking membership, please visit www.lhbank.co.th or contact the Family Banking Contact Center at 02-491-1999.

  5. Customers are entitled to the following privileges: 
    • 5.1 Family Banking Members: Customers with either an Individual Membership or Family Membership* shall be entitled to a full waiver of the THB 550 outward international remittance fee. This applies to transactions debited from a B You Pay savings account to any recipient bank.
    • 5.2 For existing customers without Family Banking membership, outward international remittance fees for transfers from a B You Pay savings account to any bank are discounted from THB 550 to THB 100.
    • 5.3 For existing customers without Family Banking membership, outward international remittance fees for transfers from a B You Pay savings account to any CTBC Network bank are waived (standardly THB 550).
  6. This offer is limited to outward international fund transfers made via a B You Pay savings account. Transactions must be processed at a bank branch to qualify for the fee waiver/discount
  7. Applicable to remittance amounts not exceeding THB 1,500,000 per transaction (unlimited number of transactions per day).
  8. Fee exemptions or discounts apply only to the standard remittance fee of THB 550. Additional charges may apply in case the customer requests the receiver to receive the full amount without any fees deducted.
  9. For outward remittance transactions directly in the currency from FCD accounts, customers must pay commission in Lieu of Exchange fee of 0.25% of the remittance amount, with a minimum of THB 1,000.
  10. This privilege cannot be exchanged for cash or refunded in cash.
  11. The bank reserves the right to amend, change, and/or cancel the details and conditions of this promotional campaign, whether in whole or in part, including the substitution of prizes/privileges with those of equal value as deemed appropriate. Customers will be notified in advance through the website of Land and House Bank Public Company Limited at www.lhbank.co.th or via LHB You application.
 
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