Personal > Family Banking > Free Global Transfer Fees

Campaign period : Today – 31 December 2025

International Money Transfer with zero transfer fee worldwide
 
Product Highlights
 

Terms & Conditions

 
Promotion for Outward International Remittance Services via Branch Channels for individual customers with an active account status

Privilege : Promotion for Outward International Remittance Services via Branch Channels for individual customers with an active account status
  • For Family Banking customers, both Individual Membership and Family Membership, outward international remittance transaction in any currency to any bank will be exempt a waiver of the outward transfer fee of THB 550.
  • For existing customers who are not Family Banking members: Customers conducting outward international remittance transactions in any currency
    • To CTBC network banks: customers will be exempt from the standard remittance fee of THB 550.
    • To other banks: customers will receive a discounted remittance fee of THB 100 (from the standard THB 550).
    CTBC Network SWIFT CODE
    CTBC Taiwan CTCBTWTP
    CTBC USA CTHCUS66
    CTBC New York Branch CTCBUS33
    CTBC Canada CTCBCA8V
    CTBC China CTCBCNSH
    CTBC Hong Kong Branch CTCBHKHH
    CTBC Tokyo Branch CTCBJPJT
    Tokyo Star Bank TSBKJPJT
    CTBC Singapore Branch CTCBSGSG
    CTBC Philippines CTCBPHMM
    CTBC Indonesia CTCBIDJA
    CTBC Ho Chi Minh Branch CTCBVNVX
    CTBC New Delhi Branch CTCBINDD
Terms and Conditions:
  1. The promotion period is from 1 October 2025 – 31 December 2025
  2. Existing Customers: Individuals with deposit products, life insurance, mutual funds, or loans with the bank and active account status.
  3. Family Banking customers under the Individual Membership category refer to existing individual customers of the Bank who have total Asset and/or Loan Under Management (ALUM) as required by the bank. Individual Membership is classified into 5 tiers as follows::
    Individual Membership
    Status Asset and/or Loan Under Management
    (Conditions specified by bank*)
    Elite Privilege 100 million baht and above
    Elite Plus 30 million baht but less than 100 million baht
    Elite 10 million baht but less than 30 million baht
    Wealth Plus 2 million baht but less than 10 million baht
    Wealth 0.5 million baht but less than 2 million baht
  4. Family Banking customers under the Family Membership category refer to existing individual customers of the Bank who have applied and been approved to join as members of the same family. The total family Asset and/or Loan Under Management (ALUM) as required by the bank. Family Membership is classified into 4 tiers as follows:
    Family Membership
    Family Status Asset and/or Loan Under Management of Family members
    (Conditions specified by bank*)
    Elite Privilege 100 million baht and above
    Elite Plus 60 million baht but less than 100 million baht
    Elite 20 million baht but less than 60 million baht
    Wealth Plus 4 million baht but less than 20 million baht

    Note: Family Membership under the Family Banking program will take effect on October 10, 2025*
    *Conditions are as specified by the Bank. For more details on Family Banking membership, please visit www.lhbank.co.th or contact the Family Banking Contact Center at 02-491-1999.

  5. Customers are entitled to the following privileges: 
    • 5.1 For customers who are Family Banking customers, both Individual Membership and Family Membership: Conducting outward international remittance transactions in any currency to any receiving bank will be exempt from the standard remittance fee of THB 550.
    • 5.2 For customers who are not Family Banking members: Conducting outward international remittance transactions in any currency to CTBC network banks: customers will be exempt from the standard remittance fee of THB 550.
    • 5.3 For customers who are not Family Banking members: Conducting outward international remittance transactions in any currency to other banks: customers will receive a discounted remittance fee of THB 100 (from the standard THB 550). 
  6. Privileges apply only to transactions conducted via branch channels. 
  7. Applicable to remittance amounts not exceeding THB 1,500,000 per transaction (unlimited number of transactions per day). 
  8. Fee exemptions or discounts apply only to the standard remittance fee of THB 550. Additional charges may apply in case the customer requests the receiver to receive the full amount without any fees deducted.
  9. For outward remittance transactions directly in the currency from FCD accounts, customers must pay commission in Lieu of Exchange fee of 0.25% of the remittance amount, with a minimum of THB 1,000.
  10. This privilege cannot be exchanged for cash or refunded in cash.
  11. The bank reserves the right to amend, change, and/or cancel the details and conditions of this promotional campaign, whether in whole or in part, including the substitution of prizes/privileges with those of equal value as deemed appropriate. Customers will be notified in advance through the website of Land and House Bank Public Company Limited at www.lhbank.co.th or via LHB You application.
  12. The terms, conditions, and duration are subject to the bank’s regulations. The bank will consider the terms and conditions in a reasonable and fair manner, considering the customer's benefit. The bank's decision shall be final.
  13.  For more information, please contact LH Bank Call Center at 1327
  14. For more details on Family Banking membership, please visit www.lhbank.co.th or contact the Family Banking Contact Center at 02-491-1999.
 
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