Key product features
- Coverage for all accident victims without requiring proof of fault.
- •Coverage for death or bodily injury up to 500,000 baht per person
- •Total liability limit up to 20,000,000 baht per incident
- Premium starting from 645.21 baht per year (depending on vehicle type)
| Compulsory Motor Insurance (CMI) Coverage |
| - In the event of bodily injury or injury to health, the Company shall pay medical expenses based on the actual loss incurred. |
Up to 80,000 baht per person
|
| - In the event of dismemberment, permanent disability, or total permanent disability, the Company shall pay compensation in accordance with the policy terms
(for dismemberment, subject to the conditions of the Compulsory Motor Insurance policy).
|
200,000-500,000 baht per person
|
| - In the event of death, the Company shall pay compensation. |
500,000 baht per person
|
| - In the event of inpatient hospitalization, the Company shall pay daily compensation. |
200 baht per day
( maximum 20 days )
|
| - In the event that the accident victim sustains bodily injury, the Company shall reimburse medical expenses based on the actual amount incurred. |
Up to 30,000 baht per person
|
| - In the event of dismemberment or permanent disability, the Company shall pay initial damages. |
35,000 บาท/คน |
| - In the event of death, the Company shall pay funeral expenses as part of the initial damages. |
35,000 บาท/คน |
| *Note: In the event of bodily injury, the total initial damages payable shall not exceed 65,000 baht per person. |
| *Important: In the event of death of the insured, the coverage shall be provided in accordance with the policy terms only. |
Insurance Terms and Conditions
- In accordance with the terms prescribed by the Office of Insurance Commission (OIC)
- Coverage applies to the driver, passengers
- Accident victim” includes the driver, passengers, and third parties.
- Initial damages shall form part of the overall maximum coverage limit.
Exclusions
- Property damage is not covered
- Damage to the insured vehicle is not covered
- Coverage applies only to bodily injury or loss of life
- The policy must be valid and in force on the date of the accident
