| 1. Fire Insurance and Additional Perils
Physical loss of or damage to the insured property, including:Buildings (excluding foundations) and contents therein, caused by fire, lightning, explosion, water damage (excluding flood), aircraft damage, and impact by vehicles (applicable to first-class buildings only).
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Based on the sum insured
(Starting from 500,000 Baht)
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| 2. Basic Natural Perils
Windstorm, flood, earthquake, and hail (combined coverage)
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(20,000 Baht)
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| 3. Temporary Accommodation Expenses
If the insured building sustains damage from a peril covered under the main coverage sectionto such an extent that it becomes uninhabitable.
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Not exceeding 1,000 Baht per day, and
Not exceeding 50,000 / 100,000 Baht per year
(subject to policy terms and conditions)
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| 4. Fire Fighting Expenses
Costs for replacement or repair of firefighting equipment and tools damaged during firefighting operations
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20,000 Baht per occurrence / per year
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| 5. Temporary support expenses for damaged property
Costs for demolition, removal, or disposal of debris from insured buildings, resulting from loss or damage to the insured property
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20,000 Baht per occurrence / per year
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| 6. Loss of or damage to personal belongings inside the building
(Personal items for wear or use, such as clothing, shoes, glasses, etc.)
Belonging to the insured or members of the same household, caused by perils covered under the main coverage
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Not exceeding 2,500 Baht per person
and in the aggregate
Not exceeding 20,000 Baht per occurrence / per year
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7. Coverage for contents whilst temporarily stored at another location
Covers loss or damage to property moved from the insured building to another temporary location, only if caused by perils covered under the main coverage |
Not exceeding 10% of the sum insured
Maximum Limit not exceeding 50,000 Baht per occurrence / per year
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8. Electrical Appliance Insurance
Covering loss of or damage caused by or arising from over-running, excessive voltage, short circuit, arcing, self-heating of electrical wiring, or leakage of electric current |
50,000 |
100,000 |
200,000 |
9. Burglary Insurance
Burglary (with visible signs of forcible entry or exit), robbery, and gang robbery (BG.2). |
50,000 |
100,000 |
200,000 |
10. Public Liability Insurance
Covers bodily injury, death, and property damage to third parties occurring within the insured premises. |
50,000 |
100,000 |
200,000 |
11. Personal Accident Insurance (PA.1) for the Insured
Covering death, loss of limbs, loss of sight, or permanent total disability of the insured person, whilst within the insured premises, subject to an age limit of not exceeding 75 years, limited to a maximum of 1 person |
50,000 |
100,000 |
200,000 |
